Life Insurance Policy | American Policy Insurers
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different types of life insurance products, whole life insurance policy, term life insurance policy, diagram of life insurance types

Life Insurance Policy

The insurance protection your family needs, to ensure a secure and prosperous financial future.  Life insurance policies are meant to cover the cost of your Final Expenses if you were to unexpectedly pass away.

What Is A Life Insurance Policy Used For?

  • Final Expenses 

(Burial Needs, Cremation, Urn, Ceremonial Remembrance Services, Funeral Expenses, End Of Life Needs, Celebration of Life Ceremony, Opening & Closing of the Casket, Headstone, Casket)

  • Medical Expenses & Debt 

(Credit Card Debt, Hospice Care, Hospital Bills, Skilled Nursing Assistance, Palliative Care, Out-Of-Pocket Care Costs) 

  • Income Replacement 

(Help Pay For Everyday Expenses For Your Loved Ones When You Pass Including Rent, Food, Transportation, Child Care, Health Care, Utilities)

  • Mortgage Protection 

(Help Pay For Mortgage And All Associated Debts, In The Event, The Borrower Dies Within That Term Insurance Period)

 

  • Children's Education 

(Help Ensure Your Child Gets Money Towards Their Education Goals)

  • Children's Headstart

 

(Whole Life Policy For Your Underage Child, Allowing You To Cover Their Lives, And Help Them Lock In A Low Monthly Rate For Pennies On The Dollar)​

LIFE INSURANCE COMPANIES WE WORK WITH

REAL TESTIMONIALS FROM OUR CLIENTS

TYPES OF LIFE INSURANCE POLICIES WE CAN HELP WITH

  • Final Expense Insurance (for individuals between the ages of 50-90 years old)

  • Guaranteed Issue (Guaranteed coverage; no medical questions asked)

  • Whole Life Policies 

  • Term Life Policies

  • Index Universal Life 

  • Guaranteed Universal Life

  • Mortgage Protection

  • Income Replacement Protection 

 

HELPFUL LIFE INSURANCE POLICY ARTICLES

LIFE INSURANCE SERVICES WE CAN HELP WITH

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For help, choose one of the above options to talk with a licensed life insurance expert:

  • Our life insurance experts at American Policy Insurers are standing by and here to provide you with vital and important information regarding the various types of life insurance policies available in your area that you may qualify for.

  • We offer a variety of life insurance and investment products, with credible life insurance carriers that all offer unique types of Whole Life, Universal Life, Final Expense, Term, Annuity, as well as Supplemental life insurance policies like accident, sickness, and cancer.

  • You will get access to a certified and licensed broker by quickly and easily submitting your info online to check if you or your business would qualify or not for these different types of life insurance benefits that are subject to state regulations.  

  • In certain cases, some of our clients even qualify for preferred rates with certain life insurance companies If the applicant presents both excellent health conditions and history, and can be explained to you by your American Policy Insurer over the phone.

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