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What Is A Medicare Insurance Policy Used For?

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Medicare Insurance Policy

Both Original Medicare and Medicare Advantage are great health insurance programs designed for Americans that are 65 years of age and above.  


Medicare and Medicare Supplemental coverage doesn’t have to be difficult to understand, our American Policy Insurers are licensed and trained to help guide you toward the right medical and financial decision that's best suited for you. 

  • Emergency situations

(Urgent Care, Emergency Room, Accidents)

  • Visits to the local Doctor and/or Hospitals

(General Practice, Audiologist, Sexual Health, Diagnosis, Exams, Check-Ups, Laboratory Services, X-Ray, Nursing Care) 

  • Specialist Care Doctors 

(Infectious Disease, Thyroid, Endocrinologist, Dermatologists, Ophthalmologists, Obstetrician/gynecologists, Cardiologists, Gastroenterologists)

  • Long-Term Care

(Hospice, Adult Day-Care,  Assisted Living, Respite Care, In-Home Assistance, Memory Care, Skilled Nursing Facility, Emergency Medical Alert Systems)


  • Pharmaceutical Prescription Drug Plans

(Diabetics, PDP, Medicare Part D, Medicare RX, Formulary, Pharmacy)

  • Rehabilitation


(Occupational, Physical Injury, Car Wrecks, Traumatic Brain Injury, Acute Care, Subacute Care, Inpatient Care, Social Functioning)



  • Pain Management

(Tissue Injury, Inflammatory, Nerve Irritation, Functional Pain, Bioelectric Therapy, Broken Bones, Cluster Headaches, Shingles)

  • Cancer Treatments & Ongoing Care

Oncologist, Chemotherapy, Targeted Therapy, Immunotherapy, Biomarker Testing, Hormone Therapy, Radiation Therapy, Stem Cell Transplant, Surgery)

  • Psychology 

(PTSD, Bi-polar, Schizophrenia, Insomnia, Anxiety, Depression, Addictions, Relationships, Trauma,) 




  • Original Medicare Enrollment


  • Medicare Advantage Plans

  • Medigap Coverage

  • Prescription Drug Coverage

  • Supplemental Coverage

  • Long-Term Care


  • Does every business qualify for ERC?
    Not every business qualifies for this federal, tax credit funding. With that said, our tax credit experts only handle serious inquiries, professionals seeking advice and knowledgeable advice on how to get qualified for these limited time benefits. The provided information will be reviewed and a decision will be made on your potential eligibility. If we feel your business would be a good candidate for ERC, we handle the entire process for you start to finish, including submitting the official paperwork to the IRS. We have helped over 20 businesses get refund checks, some as large as $486,000, apply with American Policy Insurers today!
  • If my business is accepted for ERC do I have to pay these funds back?
    No, these are tax refund checks owed to you under the CARES Act, if qualified to recieve them. Our tax credit experts are ready to help determine your eligibility.
  • To qualify for this program, do only W-2 employees count for ERC credit?"
    Yes, only if the business had full-time W-2 employees between 2019-2021, will the business be eligible to receieve ERC tax credits.
  • If I have received PPP funding, am I still eligible for ERC?"
    Yes, you can still qualify for Employee Retention Credits unless it was authorized under the CARES Act. If qualified, you not have to pay these funds back, if your business meets the eligibility guidelines provided by our tax credit experts at American Policy Insurers.
  • What's considered a "decline in gross receipts"?"
    If your business experienced a shutdown due to the pandemic, a disruption in the supply chain or service your business provides, you may quaify for ERC.
  • Can non-profits apply to receive ERC?
    Yes! If you are a non-profit organization you can still get qualified for each full-time employee.

For help, choose one of the above options to talk with a licensed life insurance expert:

  • Our Medicare insurance experts at American Policy Insurers are standing by and here to provide you with vital and important information regarding the various types of Medicare insurance plans available in your area that you may qualify for.

  • We offer a variety of Medicare insurance products, with credible health insurance carriers that all offer unique types of Medicare Advantage, Medicare Supplements, Medigap Policies, Long-Term Medical, as well as Supplemental health insurance policies.

  • You will get access to a certified and licensed broker by quickly and easily submitting your info online to check if you or your business would qualify or not for these different types of Medicare health insurance benefits that are subject to state regulations.  

  • In certain cases, some of our clients even qualify for zero dollar premiums on certain Medicare Advantage plans which can be explained to you by your American Policy Insurer over a quick phone call.

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